Income is £19k
Homeowner with mortgage £130 per month
Age 35
No missed payments
No credit card debt currently as just paid it all off 4 months ago
Available credit on my 3 credit cards is around £18k in total
Lived at current address for 18 years
Credit score is also high in Equifax and TransUnion. 513/700 on Equifax (Clear Score) & 631/710 with TransUnion (Credit Karma).
Would like to apply and get this card though as it has no fx fees when using abroad and the instalment thing looks good