In-app purchase approval

Would it be possible to implement PSD2 online purchase approval within the app (as Monzo do)? On the 29th, I tried to make a purchase (at 16:19 and again tried at 16:42), but the text messages took so long to come through the code had expired! (IIRC, the purchase transaction expired at the merchant’s end). I eventually had to make the purchase via another card.

It would also be nice to have a list of “Approval requests” in the app to help highlight attempted fraud.


I would like to see this as well - I’m sure, though, it’s on Tymit to-do list!

Hi @rbairwell ,

I’ll pass that feedback about the delay with the SMS coming through on to the team, thanks.

Although one-time passwords via SMS are a PSD2 compliant form of authentication too, I totally agree they can be a bit of a pain if there’s a delay.

We definitely do want to move in the direction of in-app approvals, and @Rob17 is right - it is on the Tymit to-do list.

I’ll keep you posted.

Thanks again for sharing :slightly_smiling_face: