Just saw the tymit ad pop up on my Instagram. Very very interesting concept and something I’d potentially have jumped to in the past.
What I’m hoping for is some (presumably biased - but it’s what I’m looking for!) views on how tymit would benefit me.
- always pay cards in full
- excellent credit score
- have spend in control.
Perks I’m seeing vs counter points
- can get interest free for 3 months. Counter - I get 4% cashback on all spend on my other card. My bank account interests rates are crap, so no benefit from tymit, would rather spend the money and get cashback
- no travel fx fees. I already have Halifax mastercard which provides better fx than visa. I also have curve and another visa that have higher limit no fee atm withdrawal options
- no annual fees etc. Expected.
- grouping payments. Cool. But more useful if you’re making use of the spreading payments option.
Am I basically just not a target audience? This is more for people with adverse credit?