I like splitting payments in 3 to smooth the peaks and valleys cause by large spends.
That way monthly payments / cashflows are even.
But despite repayments being split into three… The refunds are not.
I know it does sound odd, but I would want to split refunds into three as well. Such that I don’t experience having to not make a payment one month, and have a very high repayment in two and three months.
Can I split the refunds into three as well?