This is going to be construed as a bitch post and it kind of is.
I tried to sign up for a Tymit card, but am met with a ‘We can’t offer you this right now, try Tymit Booster’
Now, I know a credit score is just a number and doesn’t really mean anything, but I’ve never missed a bill or card payment in the last 8 years.
Clear score is 500/700
Credit Karma is 620/710
Experian is 999/999
I know it’s got to do with something, but I don;t feel I need a Tymit booster card at all. I especially don’t want to pay a monthly fee to be able to spend money - I mean, that makes even less sense. If you already can’t afford to pay your bill, “oh. I know, let’s make it even worse”
I know people say you shouldn’t get a credit card if you can’t handle/afford to borrow.
Where do they pull their credit references from?
Their tag line is “We’re tired of traditional credit cards, so we built one that works for you!” - except I could go to a traditional lender and get one in 5 minutes, I could even call them to find out why they won’t open an account. Just help me understand